West Virginia conforming loan limits 2026
West Virginia has 55 counties. 1 of them sit on a figure above the $832,750 baseline, spread over 1 distinct figure; the highest in the state is $1,249,125.
1 of its 55 counties qualify for a high-cost figure above the $832,750 baseline. For 2026, the figure moved in 55 of its 55 counties and 0 stayed the same.
West Virginia ranks 30th of 56 jurisdictions by county count, and 2nd by highest limit. Of its counties, 27 sit inside a metropolitan or micropolitan area, across 15 such areas. Counties here share statistical areas with counties on a higher figure in District of Columbia, Maryland and Virginia.
Figures used in West Virginia
- $1,249,125 — 1 county in West Virginia (75 counties in all)
All counties in West Virginia
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Barbour County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Berkeley County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Boone County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Braxton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Brooke County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cabell County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Calhoun County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clay County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Doddridge County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fayette County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Gilmer County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Grant County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Greenbrier County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hampshire County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hancock County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hardy County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Harrison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jackson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jefferson County | $1,249,125 | $1,209,750 | $1,149,825 | +3.3% | 75 in all |
| Kanawha County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lewis County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lincoln County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Logan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marion County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marshall County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mason County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mcdowell County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mercer County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mineral County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mingo County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Monongalia County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Monroe County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Morgan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Nicholas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ohio County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pendleton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pleasants County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pocahontas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Preston County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Putnam County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Raleigh County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Randolph County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ritchie County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Roane County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Summers County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Taylor County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tucker County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tyler County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Upshur County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wayne County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Webster County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wetzel County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wirt County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wood County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wyoming County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of West Virginia use the baseline conforming loan limit?
No. 1 of 55 counties are above the $832,750 baseline, and the state's highest limit is $1,249,125.
What counts as a jumbo loan in West Virginia?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.