District of Columbia conforming loan limits 2026
District of Columbia has 1 counties. 1 of them sit on a figure above the $832,750 baseline, spread over 1 distinct figure; the highest in the state is $1,249,125.
The District of Columbia is a federal district rather than a state, and it has a single county-equivalent. Every one of its counties qualifies for a high-cost figure above the $832,750 baseline. For 2026, the figure moved in 1 of its 1 county and 0 stayed the same.
District of Columbia ranks 55th of 56 jurisdictions by county count, and 2nd by highest limit. Of its counties, 1 sit inside a metropolitan or micropolitan area — that is all of them, across 1 such area. Counties here share statistical areas with counties on a higher figure in Maryland, Virginia and West Virginia.
Figures used in District of Columbia
- $1,249,125 — 1 county in District of Columbia (75 counties in all)
All counties in District of Columbia
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| District Of Columbia | $1,249,125 | $1,209,750 | $1,149,825 | +3.3% | 75 in all |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of District of Columbia use the baseline conforming loan limit?
Yes — all 1 counties use the $832,750 baseline in 2026.
What counts as a jumbo loan in District of Columbia?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.