Colorado conforming loan limits 2026
Colorado has 64 counties. 20 of them sit on a figure above the $832,750 baseline, spread over 8 distinct figures; the highest in the state is $1,249,125.
20 of its 64 counties qualify for a high-cost figure above the $832,750 baseline. For 2026, the figure moved in 61 of its 64 counties and 3 stayed the same.
Colorado ranks 25th of 56 jurisdictions by county count, and 2nd by highest limit. Of its counties, 32 sit inside a metropolitan or micropolitan area, across 17 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
Figures used in Colorado
- $1,249,125 — 1 county in Colorado (75 counties in all)
- $1,209,750 — 2 counties in Colorado (27 counties in all)
- $1,092,500 — 2 counties in Colorado
- $1,089,050 — 2 counties in Colorado
- $994,750 — 1 county in Colorado (2 counties in all)
- $883,200 — 1 county in Colorado
- $879,750 — 1 county in Colorado
- $862,500 — 10 counties in Colorado
All counties in Colorado
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Adams County | $862,500 | $833,750 | $816,500 | +3.4% | 10 in all |
| Alamosa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Arapahoe County | $862,500 | $833,750 | $816,500 | +3.4% | 10 in all |
| Archuleta County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Baca County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bent County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Boulder County | $879,750 | $862,500 | $856,750 | +2.0% | none |
| Broomfield County | $862,500 | $833,750 | $816,500 | +3.4% | 10 in all |
| Chaffee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cheyenne County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clear Creek County | $862,500 | $833,750 | $816,500 | +3.4% | 10 in all |
| Conejos County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Costilla County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Crowley County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Custer County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Delta County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Denver County | $862,500 | $833,750 | $816,500 | +3.4% | 10 in all |
| Dolores County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Douglas County | $862,500 | $833,750 | $816,500 | +3.4% | 10 in all |
| Eagle County | $1,249,125 | $1,209,750 | $1,149,825 | +3.3% | 75 in all |
| El Paso County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Elbert County | $862,500 | $833,750 | $816,500 | +3.4% | 10 in all |
| Fremont County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Garfield County | $1,209,750 | $1,209,750 | $1,149,825 | +0.0% | 27 in all |
| Gilpin County | $862,500 | $833,750 | $816,500 | +3.4% | 10 in all |
| Grand County | $883,200 | $874,000 | $766,550 | +1.1% | none |
| Gunnison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hinsdale County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Huerfano County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jackson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jefferson County | $862,500 | $833,750 | $816,500 | +3.4% | 10 in all |
| Kiowa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Kit Carson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| La Plata County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lake County | $1,092,500 | $806,500 | $766,550 | +35.5% | 2 in all |
| Larimer County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Las Animas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lincoln County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Logan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mesa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mineral County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Moffat County | $1,089,050 | $806,500 | $766,550 | +35.0% | 2 in all |
| Montezuma County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Montrose County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Morgan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Otero County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ouray County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Park County | $862,500 | $833,750 | $816,500 | +3.4% | 10 in all |
| Phillips County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pitkin County | $1,209,750 | $1,209,750 | $1,149,825 | +0.0% | 27 in all |
| Prowers County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pueblo County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Rio Blanco County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Rio Grande County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Routt County | $1,089,050 | $1,012,000 | $1,012,000 | +7.6% | 2 in all |
| Saguache County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| San Juan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| San Miguel County | $994,750 | $994,750 | $994,750 | +0.0% | 2 in all |
| Sedgwick County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Summit County | $1,092,500 | $1,067,200 | $1,006,250 | +2.4% | 2 in all |
| Teller County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Washington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Weld County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Yuma County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of Colorado use the baseline conforming loan limit?
No. 20 of 64 counties are above the $832,750 baseline, and the state's highest limit is $1,249,125.
What counts as a jumbo loan in Colorado?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.