LoanCeiling · conforming & jumbo loan limits by area

Alaska conforming loan limits 2026

Alaska has 30 counties. 30 of them sit on a figure above the $832,750 baseline, spread over 1 distinct figure; the highest in the state is $1,249,125.

Its baseline is set at 150% of the contiguous $832,750 baseline, so no county here is below $1,249,125. For 2026, the figure moved in 30 of its 30 counties and 0 stayed the same.

Alaska ranks 37th of 56 jurisdictions by county count, and 2nd by highest limit. Of its counties, 5 sit inside a metropolitan or micropolitan area, across 4 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.

Highest limit in state
$1,249,125
Counties above baseline
30
Distinct figures
1
each figure is set for a whole area

Figures used in Alaska

All counties in Alaska

County1-unit 202620252024ChangeCounties sharing this figure
Aleutians East Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Aleutians West Census Area$1,249,125$1,209,750$1,149,825+3.3%75 in all
Anchorage Municipality$1,249,125$1,209,750$1,149,825+3.3%75 in all
Bethel Census Area$1,249,125$1,209,750$1,149,825+3.3%75 in all
Bristol Bay Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Chugach Census Area$1,249,125$1,209,750$1,149,825+3.3%75 in all
Copper River Census Area$1,249,125$1,209,750$1,149,825+3.3%75 in all
Denali Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Dillingham Census Area$1,249,125$1,209,750$1,149,825+3.3%75 in all
Fairbanks North Star Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Haines Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Hoonah-Angoon Census Area$1,249,125$1,209,750$1,149,825+3.3%75 in all
Juneau City And Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Kenai Peninsula Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Ketchikan Gateway Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Kodiak Island Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Kusilvak Census Area$1,249,125$1,209,750$1,149,825+3.3%75 in all
Lake And Peninsula Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Matanuska-Susitna Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Nome Census Area$1,249,125$1,209,750$1,149,825+3.3%75 in all
North Slope Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Northwest Arctic Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Petersburg Census Area$1,249,125$1,209,750$1,149,825+3.3%75 in all
Prince Of Wales-Hyder Census Area$1,249,125$1,209,750$1,149,825+3.3%75 in all
Sitka City And Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Skagway Municipality$1,249,125$1,209,750$1,149,825+3.3%75 in all
Southeast Fairbanks Census Area$1,249,125$1,209,750$1,149,825+3.3%75 in all
Wrangell City And Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Yakutat City And Borough$1,249,125$1,209,750$1,149,825+3.3%75 in all
Yukon-Koyukuk Census Area$1,249,125$1,209,750$1,149,825+3.3%75 in all

Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.

Frequently asked

Does all of Alaska use the baseline conforming loan limit?

Yes — all 30 counties use the $832,750 baseline in 2026.

What counts as a jumbo loan in Alaska?

Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.

Can I check a county that has no page of its own?

The calculator covers all 3235 counties, including every county listed above.

Run the numbers for Alaska

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