South Carolina conforming loan limits 2026
South Carolina has 46 counties. Every county uses the $832,750 baseline — no part of the state qualifies for a high-cost limit.
No part of it qualifies for a high-cost figure, so every county here uses the $832,750 baseline. For 2026, the figure moved in 46 of its 46 counties and 0 stayed the same.
South Carolina ranks 32nd of 56 jurisdictions by county count, and 23rd by highest limit. Of its counties, 33 sit inside a metropolitan or micropolitan area, across 16 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
All counties in South Carolina
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Abbeville County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Aiken County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Allendale County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Anderson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bamberg County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Barnwell County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Beaufort County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Berkeley County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Calhoun County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Charleston County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cherokee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Chester County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Chesterfield County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clarendon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Colleton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Darlington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dillon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dorchester County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Edgefield County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fairfield County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Florence County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Georgetown County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Greenville County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Greenwood County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hampton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Horry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jasper County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Kershaw County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lancaster County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Laurens County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lexington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marion County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marlboro County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mccormick County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Newberry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Oconee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Orangeburg County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pickens County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Richland County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Saluda County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Spartanburg County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sumter County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Union County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Williamsburg County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| York County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of South Carolina use the baseline conforming loan limit?
Yes — all 46 counties use the $832,750 baseline in 2026.
What counts as a jumbo loan in South Carolina?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.