Oregon conforming loan limits 2026
Oregon has 36 counties. Every county uses the $832,750 baseline — no part of the state qualifies for a high-cost limit.
No part of it qualifies for a high-cost figure, so every county here uses the $832,750 baseline. For 2026, the figure moved in 36 of its 36 counties and 0 stayed the same.
Oregon ranks 35th of 56 jurisdictions by county count, and 23rd by highest limit. Of its counties, 28 sit inside a metropolitan or micropolitan area, across 20 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
All counties in Oregon
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Baker County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Benton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clackamas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clatsop County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Columbia County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Coos County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Crook County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Curry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Deschutes County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Douglas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Gilliam County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Grant County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Harney County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hood River County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jackson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jefferson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Josephine County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Klamath County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lake County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lane County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lincoln County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Linn County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Malheur County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marion County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Morrow County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Multnomah County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Polk County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sherman County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tillamook County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Umatilla County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Union County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wallowa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wasco County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Washington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wheeler County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Yamhill County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of Oregon use the baseline conforming loan limit?
Yes — all 36 counties use the $832,750 baseline in 2026.
What counts as a jumbo loan in Oregon?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.