Oklahoma conforming loan limits 2026
Oklahoma has 77 counties. Every county uses the $832,750 baseline — no part of the state qualifies for a high-cost limit.
No part of it qualifies for a high-cost figure, so every county here uses the $832,750 baseline. For 2026, the figure moved in 77 of its 77 counties and 0 stayed the same.
Oklahoma ranks 18th of 56 jurisdictions by county count, and 23rd by highest limit. Of its counties, 36 sit inside a metropolitan or micropolitan area, across 22 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
All counties in Oklahoma
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Adair County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Alfalfa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Atoka County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Beaver County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Beckham County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Blaine County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bryan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Caddo County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Canadian County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Carter County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cherokee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Choctaw County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cimarron County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cleveland County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Coal County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Comanche County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cotton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Craig County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Creek County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Custer County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Delaware County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dewey County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ellis County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Garfield County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Garvin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Grady County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Grant County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Greer County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Harmon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Harper County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Haskell County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hughes County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jackson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jefferson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Johnston County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Kay County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Kingfisher County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Kiowa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Latimer County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Le Flore County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lincoln County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Logan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Love County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Major County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marshall County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mayes County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mcclain County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mccurtain County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mcintosh County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Murray County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Muskogee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Noble County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Nowata County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Okfuskee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Oklahoma County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Okmulgee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Osage County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ottawa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pawnee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Payne County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pittsburg County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pontotoc County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pottawatomie County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pushmataha County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Roger Mills County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Rogers County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Seminole County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sequoyah County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Stephens County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Texas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tillman County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tulsa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wagoner County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Washington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Washita County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Woods County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Woodward County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of Oklahoma use the baseline conforming loan limit?
Yes — all 77 counties use the $832,750 baseline in 2026.
What counts as a jumbo loan in Oklahoma?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.