Ohio conforming loan limits 2026
Ohio has 88 counties. Every county uses the $832,750 baseline — no part of the state qualifies for a high-cost limit.
No part of it qualifies for a high-cost figure, so every county here uses the $832,750 baseline. For 2026, the figure moved in 88 of its 88 counties and 0 stayed the same.
Ohio ranks 13th of 56 jurisdictions by county count, and 23rd by highest limit. Of its counties, 70 sit inside a metropolitan or micropolitan area, across 44 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
All counties in Ohio
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Adams County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Allen County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ashland County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ashtabula County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Athens County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Auglaize County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Belmont County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Brown County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Butler County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Carroll County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Champaign County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clark County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clermont County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clinton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Columbiana County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Coshocton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Crawford County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cuyahoga County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Darke County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Defiance County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Delaware County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Erie County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fairfield County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fayette County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Franklin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fulton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Gallia County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Geauga County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Greene County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Guernsey County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hamilton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hancock County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hardin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Harrison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Henry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Highland County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hocking County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Holmes County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Huron County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jackson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jefferson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Knox County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lake County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lawrence County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Licking County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Logan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lorain County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lucas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Madison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mahoning County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marion County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Medina County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Meigs County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mercer County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Miami County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Monroe County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Montgomery County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Morgan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Morrow County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Muskingum County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Noble County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ottawa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Paulding County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Perry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pickaway County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pike County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Portage County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Preble County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Putnam County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Richland County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ross County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sandusky County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Scioto County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Seneca County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Shelby County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Stark County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Summit County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Trumbull County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tuscarawas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Union County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Van Wert County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Vinton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Warren County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Washington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wayne County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Williams County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wood County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wyandot County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of Ohio use the baseline conforming loan limit?
Yes — all 88 counties use the $832,750 baseline in 2026.
What counts as a jumbo loan in Ohio?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.