Northern Mariana Islands conforming loan limits 2026
Northern Mariana Islands has 4 counties. Every county uses the $832,750 baseline — no part of the state qualifies for a high-cost limit.
The Northern Mariana Islands are a commonwealth in political union with the United States. No part of it qualifies for a high-cost figure, so every county here uses the $832,750 baseline. For 2026, the figure moved in 4 of its 4 counties and 0 stayed the same.
Northern Mariana Islands ranks 52nd of 56 jurisdictions by county count, and 23rd by highest limit. Of its counties, 0 sit inside a metropolitan or micropolitan area, across 0 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
All counties in Northern Mariana Islands
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Northern Islands Municipality | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Rota Municipality | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Saipan Municipality | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tinian Municipality | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of Northern Mariana Islands use the baseline conforming loan limit?
Yes — all 4 counties use the $832,750 baseline in 2026.
What counts as a jumbo loan in Northern Mariana Islands?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.