New Hampshire conforming loan limits 2026
New Hampshire has 10 counties. 2 of them sit on a figure above the $832,750 baseline, spread over 1 distinct figure; the highest in the state is $962,550.
2 of its 10 counties qualify for a high-cost figure above the $832,750 baseline. For 2026, the figure moved in 10 of its 10 counties and 0 stayed the same.
New Hampshire ranks 47th of 56 jurisdictions by county count, and 22nd by highest limit. Of its counties, 8 sit inside a metropolitan or micropolitan area, across 6 such areas. Counties here share a statistical area with counties on a higher figure in Massachusetts.
Figures used in New Hampshire
- $962,550 — 2 counties in New Hampshire (7 counties in all)
All counties in New Hampshire
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Belknap County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Carroll County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cheshire County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Coos County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Grafton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hillsborough County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Merrimack County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Rockingham County | $962,550 | $914,250 | $862,500 | +5.3% | 7 in all |
| Strafford County | $962,550 | $914,250 | $862,500 | +5.3% | 7 in all |
| Sullivan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of New Hampshire use the baseline conforming loan limit?
No. 2 of 10 counties are above the $832,750 baseline, and the state's highest limit is $962,550.
What counts as a jumbo loan in New Hampshire?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.