Montana conforming loan limits 2026
Montana has 56 counties. Every county uses the $832,750 baseline — no part of the state qualifies for a high-cost limit.
No part of it qualifies for a high-cost figure, so every county here uses the $832,750 baseline. For 2026, the figure moved in 56 of its 56 counties and 0 stayed the same.
Montana ranks 29th of 56 jurisdictions by county count, and 23rd by highest limit. Of its counties, 12 sit inside a metropolitan or micropolitan area, across 7 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
All counties in Montana
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Beaverhead County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Big Horn County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Blaine County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Broadwater County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Carbon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Carter County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cascade County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Chouteau County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Custer County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Daniels County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dawson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Deer Lodge County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fallon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fergus County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Flathead County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Gallatin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Garfield County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Glacier County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Golden Valley County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Granite County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hill County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jefferson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Judith Basin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lake County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lewis And Clark County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Liberty County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lincoln County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Madison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mccone County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Meagher County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mineral County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Missoula County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Musselshell County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Park County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Petroleum County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Phillips County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pondera County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Powder River County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Powell County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Prairie County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ravalli County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Richland County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Roosevelt County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Rosebud County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sanders County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sheridan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Silver Bow County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Stillwater County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sweet Grass County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Teton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Toole County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Treasure County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Valley County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wheatland County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wibaux County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Yellowstone County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of Montana use the baseline conforming loan limit?
Yes — all 56 counties use the $832,750 baseline in 2026.
What counts as a jumbo loan in Montana?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.