Missouri conforming loan limits 2026
Missouri has 115 counties. Every county uses the $832,750 baseline — no part of the state qualifies for a high-cost limit.
No part of it qualifies for a high-cost figure, so every county here uses the $832,750 baseline. For 2026, the figure moved in 115 of its 115 counties and 0 stayed the same.
Missouri ranks 5th of 56 jurisdictions by county count, and 23rd by highest limit. Of its counties, 56 sit inside a metropolitan or micropolitan area, across 26 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
Highest limit in state
$832,750
Counties above baseline
0
Distinct figures
0
each figure is set for a whole area
All counties in Missouri
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Adair County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Andrew County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Atchison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Audrain County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Barry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Barton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bates County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Benton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bollinger County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Boone County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Buchanan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Butler County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Caldwell County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Callaway County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Camden County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cape Girardeau County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Carroll County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Carter County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cass County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cedar County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Chariton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Christian County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clark County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clay County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clinton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cole County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cooper County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Crawford County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dade County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dallas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Daviess County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dekalb County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dent County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Douglas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dunklin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Franklin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Gasconade County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Gentry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Greene County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Grundy County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Harrison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Henry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hickory County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Holt County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Howard County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Howell County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Iron County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jackson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jasper County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jefferson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Johnson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Knox County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Laclede County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lafayette County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lawrence County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lewis County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lincoln County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Linn County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Livingston County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Macon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Madison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Maries County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marion County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mcdonald County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mercer County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Miller County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mississippi County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Moniteau County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Monroe County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Montgomery County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Morgan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| New Madrid County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Newton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Nodaway County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Oregon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Osage County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ozark County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pemiscot County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Perry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pettis County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Phelps County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pike County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Platte County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Polk County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pulaski County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Putnam County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ralls County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Randolph County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ray County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Reynolds County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ripley County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Saline County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Schuyler County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Scotland County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Scott County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Shannon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Shelby County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| St. Charles County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| St. Clair County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| St. Francois County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| St. Louis City | $832,750 | $806,500 | $766,550 | +3.3% | — |
| St. Louis County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ste. Genevieve County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Stoddard County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Stone County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sullivan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Taney County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Texas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Vernon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Warren County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Washington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wayne County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Webster County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Worth County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wright County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of Missouri use the baseline conforming loan limit?
Yes — all 115 counties use the $832,750 baseline in 2026.
What counts as a jumbo loan in Missouri?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.