Mississippi conforming loan limits 2026
Mississippi has 82 counties. Every county uses the $832,750 baseline — no part of the state qualifies for a high-cost limit.
No part of it qualifies for a high-cost figure, so every county here uses the $832,750 baseline. For 2026, the figure moved in 82 of its 82 counties and 0 stayed the same.
Mississippi ranks 16th of 56 jurisdictions by county count, and 23rd by highest limit. Of its counties, 48 sit inside a metropolitan or micropolitan area, across 21 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
All counties in Mississippi
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Adams County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Alcorn County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Amite County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Attala County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Benton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bolivar County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Calhoun County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Carroll County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Chickasaw County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Choctaw County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Claiborne County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clarke County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clay County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Coahoma County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Copiah County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Covington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Desoto County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Forrest County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Franklin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| George County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Greene County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Grenada County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hancock County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Harrison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hinds County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Holmes County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Humphreys County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Issaquena County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Itawamba County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jackson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jasper County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jefferson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jefferson Davis County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jones County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Kemper County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lafayette County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lamar County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lauderdale County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lawrence County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Leake County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Leflore County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lincoln County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lowndes County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Madison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marion County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marshall County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Monroe County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Montgomery County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Neshoba County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Newton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Noxubee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Oktibbeha County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Panola County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pearl River County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Perry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pike County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pontotoc County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Prentiss County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Quitman County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Rankin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Scott County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sharkey County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Simpson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Smith County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Stone County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sunflower County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tallahatchie County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tate County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tippah County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tishomingo County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tunica County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Union County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Walthall County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Warren County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Washington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wayne County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Webster County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wilkinson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Winston County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Yalobusha County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Yazoo County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of Mississippi use the baseline conforming loan limit?
Yes — all 82 counties use the $832,750 baseline in 2026.
What counts as a jumbo loan in Mississippi?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.