LoanCeiling · conforming & jumbo loan limits by area

Kansas conforming loan limits 2026

Kansas has 105 counties. Every county uses the $832,750 baseline — no part of the state qualifies for a high-cost limit.

No part of it qualifies for a high-cost figure, so every county here uses the $832,750 baseline. For 2026, the figure moved in 105 of its 105 counties and 0 stayed the same.

Kansas ranks 6th of 56 jurisdictions by county count, and 23rd by highest limit. Of its counties, 35 sit inside a metropolitan or micropolitan area, across 20 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.

Highest limit in state
$832,750
Counties above baseline
0
Distinct figures
0
each figure is set for a whole area

All counties in Kansas

County1-unit 202620252024ChangeCounties sharing this figure
Allen County$832,750$806,500$766,550+3.3%
Anderson County$832,750$806,500$766,550+3.3%
Atchison County$832,750$806,500$766,550+3.3%
Barber County$832,750$806,500$766,550+3.3%
Barton County$832,750$806,500$766,550+3.3%
Bourbon County$832,750$806,500$766,550+3.3%
Brown County$832,750$806,500$766,550+3.3%
Butler County$832,750$806,500$766,550+3.3%
Chase County$832,750$806,500$766,550+3.3%
Chautauqua County$832,750$806,500$766,550+3.3%
Cherokee County$832,750$806,500$766,550+3.3%
Cheyenne County$832,750$806,500$766,550+3.3%
Clark County$832,750$806,500$766,550+3.3%
Clay County$832,750$806,500$766,550+3.3%
Cloud County$832,750$806,500$766,550+3.3%
Coffey County$832,750$806,500$766,550+3.3%
Comanche County$832,750$806,500$766,550+3.3%
Cowley County$832,750$806,500$766,550+3.3%
Crawford County$832,750$806,500$766,550+3.3%
Decatur County$832,750$806,500$766,550+3.3%
Dickinson County$832,750$806,500$766,550+3.3%
Doniphan County$832,750$806,500$766,550+3.3%
Douglas County$832,750$806,500$766,550+3.3%
Edwards County$832,750$806,500$766,550+3.3%
Elk County$832,750$806,500$766,550+3.3%
Ellis County$832,750$806,500$766,550+3.3%
Ellsworth County$832,750$806,500$766,550+3.3%
Finney County$832,750$806,500$766,550+3.3%
Ford County$832,750$806,500$766,550+3.3%
Franklin County$832,750$806,500$766,550+3.3%
Geary County$832,750$806,500$766,550+3.3%
Gove County$832,750$806,500$766,550+3.3%
Graham County$832,750$806,500$766,550+3.3%
Grant County$832,750$806,500$766,550+3.3%
Gray County$832,750$806,500$766,550+3.3%
Greeley County$832,750$806,500$766,550+3.3%
Greenwood County$832,750$806,500$766,550+3.3%
Hamilton County$832,750$806,500$766,550+3.3%
Harper County$832,750$806,500$766,550+3.3%
Harvey County$832,750$806,500$766,550+3.3%
Haskell County$832,750$806,500$766,550+3.3%
Hodgeman County$832,750$806,500$766,550+3.3%
Jackson County$832,750$806,500$766,550+3.3%
Jefferson County$832,750$806,500$766,550+3.3%
Jewell County$832,750$806,500$766,550+3.3%
Johnson County$832,750$806,500$766,550+3.3%
Kearny County$832,750$806,500$766,550+3.3%
Kingman County$832,750$806,500$766,550+3.3%
Kiowa County$832,750$806,500$766,550+3.3%
Labette County$832,750$806,500$766,550+3.3%
Lane County$832,750$806,500$766,550+3.3%
Leavenworth County$832,750$806,500$766,550+3.3%
Lincoln County$832,750$806,500$766,550+3.3%
Linn County$832,750$806,500$766,550+3.3%
Logan County$832,750$806,500$766,550+3.3%
Lyon County$832,750$806,500$766,550+3.3%
Marion County$832,750$806,500$766,550+3.3%
Marshall County$832,750$806,500$766,550+3.3%
Mcpherson County$832,750$806,500$766,550+3.3%
Meade County$832,750$806,500$766,550+3.3%
Miami County$832,750$806,500$766,550+3.3%
Mitchell County$832,750$806,500$766,550+3.3%
Montgomery County$832,750$806,500$766,550+3.3%
Morris County$832,750$806,500$766,550+3.3%
Morton County$832,750$806,500$766,550+3.3%
Nemaha County$832,750$806,500$766,550+3.3%
Neosho County$832,750$806,500$766,550+3.3%
Ness County$832,750$806,500$766,550+3.3%
Norton County$832,750$806,500$766,550+3.3%
Osage County$832,750$806,500$766,550+3.3%
Osborne County$832,750$806,500$766,550+3.3%
Ottawa County$832,750$806,500$766,550+3.3%
Pawnee County$832,750$806,500$766,550+3.3%
Phillips County$832,750$806,500$766,550+3.3%
Pottawatomie County$832,750$806,500$766,550+3.3%
Pratt County$832,750$806,500$766,550+3.3%
Rawlins County$832,750$806,500$766,550+3.3%
Reno County$832,750$806,500$766,550+3.3%
Republic County$832,750$806,500$766,550+3.3%
Rice County$832,750$806,500$766,550+3.3%
Riley County$832,750$806,500$766,550+3.3%
Rooks County$832,750$806,500$766,550+3.3%
Rush County$832,750$806,500$766,550+3.3%
Russell County$832,750$806,500$766,550+3.3%
Saline County$832,750$806,500$766,550+3.3%
Scott County$832,750$806,500$766,550+3.3%
Sedgwick County$832,750$806,500$766,550+3.3%
Seward County$832,750$806,500$766,550+3.3%
Shawnee County$832,750$806,500$766,550+3.3%
Sheridan County$832,750$806,500$766,550+3.3%
Sherman County$832,750$806,500$766,550+3.3%
Smith County$832,750$806,500$766,550+3.3%
Stafford County$832,750$806,500$766,550+3.3%
Stanton County$832,750$806,500$766,550+3.3%
Stevens County$832,750$806,500$766,550+3.3%
Sumner County$832,750$806,500$766,550+3.3%
Thomas County$832,750$806,500$766,550+3.3%
Trego County$832,750$806,500$766,550+3.3%
Wabaunsee County$832,750$806,500$766,550+3.3%
Wallace County$832,750$806,500$766,550+3.3%
Washington County$832,750$806,500$766,550+3.3%
Wichita County$832,750$806,500$766,550+3.3%
Wilson County$832,750$806,500$766,550+3.3%
Woodson County$832,750$806,500$766,550+3.3%
Wyandotte County$832,750$806,500$766,550+3.3%

Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.

Frequently asked

Does all of Kansas use the baseline conforming loan limit?

Yes — all 105 counties use the $832,750 baseline in 2026.

What counts as a jumbo loan in Kansas?

Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.

Can I check a county that has no page of its own?

The calculator covers all 3235 counties, including every county listed above.

Run the numbers for Kansas