Iowa conforming loan limits 2026
Iowa has 99 counties. Every county uses the $832,750 baseline — no part of the state qualifies for a high-cost limit.
No part of it qualifies for a high-cost figure, so every county here uses the $832,750 baseline. For 2026, the figure moved in 99 of its 99 counties and 0 stayed the same.
Iowa ranks 9th of 56 jurisdictions by county count, and 23rd by highest limit. Of its counties, 38 sit inside a metropolitan or micropolitan area, across 24 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
Highest limit in state
$832,750
Counties above baseline
0
Distinct figures
0
each figure is set for a whole area
All counties in Iowa
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Adair County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Adams County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Allamakee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Appanoose County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Audubon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Benton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Black Hawk County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Boone County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bremer County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Buchanan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Buena Vista County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Butler County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Calhoun County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Carroll County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cass County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cedar County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cerro Gordo County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cherokee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Chickasaw County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clarke County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clay County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clayton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clinton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Crawford County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dallas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Davis County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Decatur County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Delaware County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Des Moines County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dickinson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dubuque County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Emmet County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fayette County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Floyd County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Franklin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fremont County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Greene County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Grundy County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Guthrie County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hamilton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hancock County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hardin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Harrison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Henry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Howard County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Humboldt County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ida County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Iowa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jackson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jasper County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jefferson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Johnson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jones County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Keokuk County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Kossuth County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Linn County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Louisa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lucas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lyon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Madison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mahaska County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marion County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marshall County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mills County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mitchell County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Monona County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Monroe County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Montgomery County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Muscatine County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| O'Brien County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Osceola County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Page County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Palo Alto County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Plymouth County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pocahontas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Polk County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pottawattamie County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Poweshiek County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ringgold County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sac County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Scott County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Shelby County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sioux County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Story County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tama County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Taylor County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Union County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Van Buren County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wapello County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Warren County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Washington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wayne County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Webster County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Winnebago County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Winneshiek County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Woodbury County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Worth County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wright County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of Iowa use the baseline conforming loan limit?
Yes — all 99 counties use the $832,750 baseline in 2026.
What counts as a jumbo loan in Iowa?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.