Georgia conforming loan limits 2026
Georgia has 159 counties. Every county uses the $832,750 baseline — no part of the state qualifies for a high-cost limit.
No part of it qualifies for a high-cost figure, so every county here uses the $832,750 baseline. For 2026, the figure moved in 159 of its 159 counties and 0 stayed the same.
Georgia ranks 2nd of 56 jurisdictions by county count, and 23rd by highest limit. Of its counties, 106 sit inside a metropolitan or micropolitan area, across 39 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
Highest limit in state
$832,750
Counties above baseline
0
Distinct figures
0
each figure is set for a whole area
All counties in Georgia
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Appling County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Atkinson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bacon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Baker County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Baldwin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Banks County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Barrow County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bartow County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ben Hill County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Berrien County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bibb County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bleckley County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Brantley County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Brooks County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bryan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bulloch County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Burke County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Butts County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Calhoun County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Camden County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Candler County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Carroll County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Catoosa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Charlton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Chatham County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Chattahoochee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Chattooga County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cherokee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clarke County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clay County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clayton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clinch County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cobb County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Coffee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Colquitt County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Columbia County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cook County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Coweta County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Crawford County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Crisp County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dade County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dawson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Decatur County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dekalb County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dodge County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dooly County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dougherty County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Douglas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Early County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Echols County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Effingham County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Elbert County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Emanuel County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Evans County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fannin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fayette County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Floyd County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Forsyth County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Franklin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fulton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Gilmer County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Glascock County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Glynn County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Gordon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Grady County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Greene County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Gwinnett County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Habersham County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hall County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hancock County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Haralson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Harris County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hart County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Heard County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Henry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Houston County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Irwin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jackson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jasper County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jeff Davis County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jefferson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jenkins County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Johnson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jones County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lamar County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lanier County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Laurens County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Liberty County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lincoln County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Long County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lowndes County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lumpkin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Macon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Madison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marion County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mcduffie County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mcintosh County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Meriwether County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Miller County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mitchell County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Monroe County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Montgomery County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Morgan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Murray County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Muscogee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Newton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Oconee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Oglethorpe County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Paulding County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Peach County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pickens County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pierce County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pike County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Polk County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pulaski County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Putnam County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Quitman County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Rabun County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Randolph County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Richmond County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Rockdale County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Schley County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Screven County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Seminole County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Spalding County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Stephens County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Stewart County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sumter County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Talbot County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Taliaferro County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tattnall County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Taylor County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Telfair County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Terrell County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Thomas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tift County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Toombs County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Towns County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Treutlen County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Troup County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Turner County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Twiggs County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Union County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Upson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Walker County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Walton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ware County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Warren County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Washington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wayne County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Webster County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wheeler County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| White County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Whitfield County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wilcox County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wilkes County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wilkinson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Worth County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of Georgia use the baseline conforming loan limit?
Yes — all 159 counties use the $832,750 baseline in 2026.
What counts as a jumbo loan in Georgia?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.