Connecticut conforming loan limits 2026
Connecticut has 9 counties. 3 of them sit on a figure above the $832,750 baseline, spread over 2 distinct figures; the highest in the state is $977,500.
3 of its 9 counties qualify for a high-cost figure above the $832,750 baseline. For 2026, the figure moved in 9 of its 9 counties and 0 stayed the same.
Connecticut ranks 48th of 56 jurisdictions by county count, and 21st by highest limit. Of its counties, 9 sit inside a metropolitan or micropolitan area — that is all of them, across 7 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
Figures used in Connecticut
All counties in Connecticut
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Capitol Planning Region | $832,750 | $0 | $0 | n/a | — |
| Greater Bridgeport Planning Region | $977,500 | $0 | $0 | n/a | 2 in all |
| Lower Connecticut River Valley Planning Region | $832,750 | $0 | $0 | n/a | — |
| Naugatuck Valley Planning Region | $851,000 | $0 | $0 | n/a | none |
| Northeastern Connecticut Planning Region | $832,750 | $0 | $0 | n/a | — |
| Northwest Hills Planning Region | $832,750 | $0 | $0 | n/a | — |
| South Central Connecticut Planning Region | $832,750 | $0 | $0 | n/a | — |
| Southeastern Connecticut Planning Region | $832,750 | $0 | $0 | n/a | — |
| Western Connecticut Planning Region | $977,500 | $0 | $0 | n/a | 2 in all |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of Connecticut use the baseline conforming loan limit?
No. 3 of 9 counties are above the $832,750 baseline, and the state's highest limit is $977,500.
What counts as a jumbo loan in Connecticut?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.