Arkansas conforming loan limits 2026
Arkansas has 75 counties. Every county uses the $832,750 baseline — no part of the state qualifies for a high-cost limit.
No part of it qualifies for a high-cost figure, so every county here uses the $832,750 baseline. For 2026, the figure moved in 75 of its 75 counties and 0 stayed the same.
Arkansas ranks 19th of 56 jurisdictions by county count, and 23rd by highest limit. Of its counties, 35 sit inside a metropolitan or micropolitan area, across 21 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
All counties in Arkansas
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Arkansas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ashley County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Baxter County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Benton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Boone County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bradley County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Calhoun County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Carroll County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Chicot County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clark County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clay County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cleburne County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cleveland County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Columbia County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Conway County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Craighead County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Crawford County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Crittenden County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cross County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dallas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Desha County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Drew County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Faulkner County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Franklin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fulton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Garland County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Grant County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Greene County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hempstead County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hot Spring County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Howard County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Independence County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Izard County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jackson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jefferson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Johnson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lafayette County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lawrence County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lincoln County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Little River County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Logan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lonoke County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Madison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marion County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Miller County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mississippi County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Monroe County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Montgomery County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Nevada County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Newton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Ouachita County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Perry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Phillips County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pike County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Poinsett County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Polk County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pope County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Prairie County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pulaski County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Randolph County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Saline County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Scott County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Searcy County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sebastian County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sevier County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sharp County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| St. Francis County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Stone County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Union County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Van Buren County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Washington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| White County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Woodruff County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Yell County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of Arkansas use the baseline conforming loan limit?
Yes — all 75 counties use the $832,750 baseline in 2026.
What counts as a jumbo loan in Arkansas?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.