Alabama conforming loan limits 2026
Alabama has 67 counties. Every county uses the $832,750 baseline — no part of the state qualifies for a high-cost limit.
No part of it qualifies for a high-cost figure, so every county here uses the $832,750 baseline. For 2026, the figure moved in 67 of its 67 counties and 0 stayed the same.
Alabama ranks 21st of 56 jurisdictions by county count, and 23rd by highest limit. Of its counties, 45 sit inside a metropolitan or micropolitan area, across 26 such areas. None of its counties shares a statistical area with a county on a higher figure elsewhere.
All counties in Alabama
| County | 1-unit 2026 | 2025 | 2024 | Change | Counties sharing this figure |
|---|---|---|---|---|---|
| Autauga County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Baldwin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Barbour County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bibb County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Blount County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Bullock County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Butler County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Calhoun County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Chambers County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cherokee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Chilton County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Choctaw County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clarke County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Clay County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cleburne County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Coffee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Colbert County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Conecuh County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Coosa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Covington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Crenshaw County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Cullman County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dale County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dallas County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Dekalb County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Elmore County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Escambia County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Etowah County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Fayette County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Franklin County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Geneva County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Greene County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Hale County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Henry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Houston County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jackson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Jefferson County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lamar County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lauderdale County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lawrence County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lee County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Limestone County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Lowndes County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Macon County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Madison County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marengo County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marion County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Marshall County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Mobile County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Monroe County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Montgomery County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Morgan County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Perry County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pickens County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Pike County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Randolph County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Russell County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Shelby County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| St. Clair County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Sumter County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Talladega County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tallapoosa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Tuscaloosa County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Walker County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Washington County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Wilcox County | $832,750 | $806,500 | $766,550 | +3.3% | — |
| Winston County | $832,750 | $806,500 | $766,550 | +3.3% | — |
Where several counties carry the same figure, it is set for the metropolitan or micropolitan area they belong to rather than for the county line. County names in the table link to the figure that applies to them, or to the calculator for counties on the baseline.
Frequently asked
Does all of Alabama use the baseline conforming loan limit?
Yes — all 67 counties use the $832,750 baseline in 2026.
What counts as a jumbo loan in Alabama?
Any mortgage above the figure for the area where the property is. In baseline counties that is a loan above $832,750.
Can I check a county that has no page of its own?
The calculator covers all 3235 counties, including every county listed above.