Conforming loan limit calculator
Choose a state and county to see the exact 2026 limit, the maximum purchase price at any down payment, and the monthly principal and interest at the rate you expect. All 3235 counties are covered, whether or not they appear on a page of their own.
Choose a state and county to see results.
What the results mean
- Limit — the largest one-unit conventional loan allowed in that area for 2026; the baseline is $832,750, the ceiling outside Hawaii is $1,249,125, and Hawaii's ceiling is $1,299,500.
- Maximum purchase price — the limit divided by the share you are not borrowing. At 20% down that is the limit divided by 0.8.
- Monthly principal and interest — equal payments over 30 or 15 years. Taxes, insurance and mortgage insurance are excluded.
- Jumbo — when a loan would exceed the limit, the calculator shows the exact amount by which it does.
This is a reference tool, not financial advice. Confirm figures with your lender.